किसान क्रेडिट कार्ड ( Kisan Credit Card ) की मदद से किसानों ( Farmer ) को बैंक द्वारा रियायती दरों पर ऋण ( Loan ) की सुविधा दी जाती है।

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केसीसी कार्ड ( KCC ) के माध्यम से प्राप्त ऋण की ब्याज दर बाजार में उपलब्ध ऋण की तुलना में काफी कम है

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और ऋण की अदायगी का समय भी उपलब्ध है। केसीसी ( Kisan Credit Card Yojana ) की ब्याज दर लगभग 2% -4% है।

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इस कर्ज का फायदा यह है कि कई बार सरकार किसानों ( Farmer ) का कर्ज माफ कर देती है

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तो हमें केसीसी कार्ड से लिया गया कर्ज नहीं चुकाना पड़ता।

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कृषि से जुड़ा कोई भी व्यक्ति किसी भी सार्वजनिक बैंक की नजदीकी शाखा में जाकर या ऑनलाइन केसीसी ( KCC ) कार्ड के लिए ऑनलाइन आवेदन कर सकता है।

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आईसीआईसीआई, कोटक, एक्सिस जैसे निजी क्षेत्र के बैंक भी केसीसी ( Kisan Credit Card Yojana ) ऋण प्रदान करने का काम करते हैं।

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केसीसी कार्ड बन जाने के बाद किसान ( Farmer ) को उसकी जमीन या जरूरत के हिसाब से 3 लाख तक का कर्ज मिल सकता है।

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अधिक जाननें के लिए नीचे दी गई लिंक पर क्लिक करें

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ऐसी ही रोचक Web Story देखने के लिए नीचे दी गई लिंक पर क्लिक करें।

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